Critical Illness

Colonial’s critical illness is designed to focus on the many ways critical illness touches your life. You can use the benefit any way you wish. Whether it’s for treatment, changes to your home or someone to watch your children.

If you’re diagnosed with a covered critical illness, group critical illness insurance from Colonial Life can help with your expenses, so you can concentrate on what’s most important-your treatment, care, and recovery.

Subsequent diagnosis of a different critical illness

If you receive a benefit for a critical illness, and later you are diagnosed with a different critical illness, the original percentage of the face amount is payable for that particular critical illness.

Subsequent diagnosis of the same critical illness

If you receive a benefit for a critical illness, and later you are diagnosed with the same critical illness, 25% of the original face amount is payable. Critical illness conditions that do not qualify are: coronary artery bypass graft surgery/coronary artery disease and occupational infectious HIV or occupational infectious hepatitis B, C or D.