THE LIVINGWELL BASIC CDHP PLAN

A basic health plan with even lower premiums, and an HRA to help reduce your deductible

How about more basic health insurance coverage and lower premiums, and an HRA to help reduce your deductible? The LivingWell Basic CDHP is just that.

How the LivingWell Basic CDHP works:

• This is basic coverage for a lower premium.

• You will pay 30% for covered services after you meet your deductible.

• Both your medical and prescription costs apply to the out-of-pocket maximum.

• Once your maximum out-of-pocket is met, your covered medical and pharmacy claims will be paid at 100%.

  You will receive HRA funds through a HealthEquity debit VISA Healthcare Card.

• The card is pre-funded with $250 if you have single coverage, or $500 if you have couple, parent-plus, or family coverage levels.

• Use the HRA to help pay for your co-insurance, which reduces your deductible.

• Use this card at your doctor’s office, hospital, or pharmacy. Simply swipe the card to pay for your eligible expenses, which will be deducted from your card balance.

• You can also use this card to pay for eligible vision and dental expenses. These expenses do not reduce your deductible.

• Your HRA funds may roll over to a subsequent year, up to a maximum of $7,500.