LIFE INSURANCE WITH METLIFE
As a Commonwealth of Kentucky public employee, your participating employer provides $20,000 of basic life insurance coverage to eligible employees at no cost to you!
Optional Life Insurance for Employees
In addition to the free $20,000 of life coverage, you have the option to purchase additional life insurance for you and your eligible dependents. The basic and optional term life insurance plans also provide Accidental Death and Dismemberment (AD&D) benefits, providing additional financial protection in the event of death or injury caused by certain injuries.
You can make changes to your life insurance anytime. You can enroll or increase your coverage throughout the year, but you may be required to submit evidence of insurability.
You can also enroll in life insurance if you are a new hire or if you have a life-changing event such as gaining a new child, getting married, or getting a divorce.
Dependents now covered to age 26
Eligible dependents include your spouse to whom you are legally married and your unmarried children from live birth to 26 years. The age limit has increased to 26, and your dependent no longer has to be a full-time student to be eligible for coverage. If you are currently enrolled in optional dependent insurance that covers your spouse or children, you must advise your employer if your dependent’s eligibility status changes.
OPTIONAL LIFE INSURANCE WITH METLIFE
As an employee, if you desire to purchase additional life insurance in addition to the free $20,000 you can select from the options below.
