Group Hospital Confinement

This coverage can help with medical costs associated with a hospital stay that your health insurance may not cover. These benefits are available for you, your spouse, and eligible dependent children.

Group Medical Bridge insurance can help with the medical costs associated with a hospital stay that your health insurance may not cover. These benefits are available for you, your spouse and eligible dependent children.

 

Health Savings Account (HSA) Compatible

This plan is compatible with HSA guidelines. This plan may also be offered to employees who do not have HSA’s.

Colonial Life & Accident Insurance Company’s Group Medical Bridge offers an HSA compatible plan in most states.

Group Medical Bridge insurance can help with medical costs that your health insurance may not cover. These benefits are available for you, your spouse and eligible dependent children.

Hospital confinement benefit

Maximum of one day per covered person per calendar year

Emergency room visit benefit

Maximum of one day per covered person per calendar year

Diagnostic procedure benefit

Maximum of one day per covered person per calendar year


Diagnostic Procedures

The following list of common diagnostic procedures that may be covered.

 

Breast

  • Biopsy (incisional, needle, stereotactic)

Cardiac

  • Angiogram

  • Arteriogram

  • Thallium stress test

  • Transesophageal echocardiogram (TEE)

Diagnostic radiology

  • Computerized tomography scan (CT scan)                       

  • Electroencephalogram (EEG)                                           

  • Magnetic resonance imaging (MRI)                                   

  • Myelogram                                                                          

  • Nuclear medicine test                                                          

  • Positron emission tomography scan (PET scan)

Digestive

  • Barium enema/lower GI series                                            

  • Barium swallow/upper GI series                                        

  • Esophagogastroduodenoscopy (EGD)

Ear, nose, throat, mouth

  • Laryngoscopy

Skin

  • Biopsy

  • Excision of lesion

Liver

  • Biopsy

Lymphatic

  • Biopsy

Miscellaneous

  • Bone marrow aspiration/biopsy

 

Renal

  • Biposy

Respiratory

  • Biopsy

  • Bronchoscopy

  • ulmonary function test (PFT)

Gynecological

  • Amniocentesis

  • Cervical biopsy

  • Cone biopsy

  • Endometrial biopsy

  • Hysteroscopy

  • Loop electrosurgical excisional procedure (LEEP)

Urinary

  • Cystoscopy