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The annual Open Enrollment period for plan year 2022 is October 11 through October 29, 2021. This is Open Enrollment for your State Benefits and does NOT include your Voluntary Benefits Enrollment.

Everyone is encouraged to enroll in health, dental, and vision benefits for 2022. 

  • If a member does not enroll during Open Enrollment, the 2021 plan option(s) and coverage level(s) will rollover to 2022, except for Flexible Spending Accounts (FSA) and the Waiver General Purpose HRA. 

  • Members MUST take action if they wish to have a Healthcare FSA, Child & Adult Daycare FSA, or the Waiver General Purpose HRA. 


   Enrollment Customer Service can help. 

  502-564-6534 or 888-581-8834

Open Enrollment Customer Service Hours

October 11 through October 15: 7:30 a.m. to 4:30 p.m.

October 18 through October 22: 8:00 a.m. to 6:30 p.m.

October 25 through October 29: 8:00 a.m. to 8:00 p.m.

 

KEEP SCROLLING DOWN FOR MORE INFORMATION ABOUT OPEN ENROLLMENT

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DO YOU HAVE TO ENROLL FOR PLAN YEAR 2022?

You are not required to re-enroll in a health, dental, or vision plan option for 2022, but we highly encourage you to review your options and ensure the plan you currently have still meets your needs.

If you do not enroll during the Open Enrollment period, you will remain in the same health, dental and vision insurance plan option and coverage level as you have in 2021.


Yes, If…

  • You want to change your health insurance plan.

  • You want to add or drop dependents.

  • You want to keep or elect the Waiver General Purpose HRA.

  • You want to keep or elect a healthcare FSA.

  • You want to keep or elect a Child and Adult Daycare FSA.

  • You want to change or elect a new life insurance plan.

  • You want to change or elect a dental or vision plan.

No, If…

  • You want to keep your current health insurance plan.

  • You currently have a WAIVER LIMITED PURPOSE HRA and you want to keep it.

  • You are a Kentucky Public Pension Authority (KPPA) or Teachers’ Retirement System (TRS) retiree under age 65 who returned to work and want to keep your current health insurance plan with your active employer.

  • You want to keep your current dental and vision insurance plan.           

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WHAT’S NEW FOR 2022?

  • Future Moms lactation support through LiveHealth Online.

  • No member cost share for Diabetes Self-Management Education and Support (DSMES).

  • Covered dependent spouses can participate in the wellness program and earn up to $100 in engagement rewards. Members who waive health insurance are no longer eligible to participate in the wellness program.

  • Minimal health insurance premium increases as low as 50 cents to no more than $19.

  • Be on the lookout for your new ID cards coming in the mail after Open Enrollment.

LIVINGWELL CDHP

  • In-network member co-insurance increase from 15% to 20%.

  • Out-of-network member co-insurance increase from 40% to 50%.

LIVINGWELL PPO

  • In-network member co-insurance increase from 20% to 25%.

  • Out-of-network member co-insurance increase from 40% to 50%

  • Generic pharmacy co-pay increase from $15 to $20 (30-day supply) and $30 to $40 (90-day supply).

  • Zero cost share for members enrolled in the PrudentRx program for certain specialty drugs.

LIFE INSURANCE 

  •    MetLife is the new life insurance carrier offering lower premiums and new plans.

REMEMBER TO KEEP YOUR LIFE INSURANCE BENEFICIARY INFORMATION UPDATED IN KENTUCKY HUMAN RESOURCE INFORMATION SYSTEM (KHRIS) EMPLOYEE SELF-SERVICE (ESS).

KENTUCKY DEFERRED COMPENSATION

Invest in financial wellness with pre-and post-tax supplemental retirement plan options; go to kentuckydcp.ky.gov.