THE LIVINGWELL CDHP PLAN

Pay lower premiums and receive money in an HRA to help reduce your deductible.

How the LivingWell CDHP works:

It’s the best value of the KEHP.

It is recommended for those who have a little or a lot of healthcare expenses.

All covered services, except for certain items like preventive care and a few specific prescriptions, are subject to the deductible.

Once you meet the deductible, the plan will pay 80% of covered expenses, and you will pay a 20% co-insurance.

Both your medical and prescription costs apply to the deductible and the maximum out-of-pocket.

Once your maximum out-of-pocket is met, your covered medical and pharmacy claims will be paid at 100%.

 
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You will receive HRA funds through a HealthEquity debit VISA Healthcare Card

  • The card is pre-funded with $500 if you have single coverage or $1,000 if you have couple, parent-plus, or family coverage levels.

  • Use the HRA to help pay for your co-insurance, which reduces your deductible.

  • Use this card at your doctor’s office, hospital, or pharmacy. Simply swipe the card to help pay for your eligible expenses, which will be deducted from your card balance.

  • You can also use this card to pay for eligible vision and dental expenses. These expenses do not reduce your deductible.

  • Your HRA funds may roll over to a subsequent year, up to a maximum of $7,500.